Budget review

An insolvency counsellor or bankruptcy trustee from Ginsberg, Gingras & Associates Inc. will conduct a detailed review your budget in a respectful and constructive manner:

Income analysis;
Fixed expense analysis;
Variable expense analysis;
Recommendations for budgeting techniques and tools.

Net Income / month

In this section, complete the boxes that apply to your monthly income.

Your net income

Spouse net income

Family allowance

Pension/annuities

Alimony/child support

Other income

Total Income

Family Expenses / month

In this section, complete the boxes that apply to your monthly expenses.

Child/spousal support

Child care

Health related expenses

Employment-related expenses

Fines/Penalties

Income tax

Rent/mortgage

Property taxes

Home insurance

Life insurance

Car insurance

Energie (Electricity, Gaz, Etc.)

Groceries

Children's activities

Cable

Telephone

Auto expenses (monthly payment, fuel, repairs, etc.)

Transportation (bus, taxi, car pool)

Laundromat/dry cleaning

Cigarettes, tobacco, alcohol

Others

Total Expenses

Surplus / Deficit

If the amount below is positive (above 0) you have a monthly budget surplus, if it is negative, you have a monthly deficit. In the case of a monthly deficit or a small surplus, it is recommended that you contact one of our counsellors in order to schedule a free consultation in order to look at what options can help you.

Différence / mois

Need Help ?

We offer a FREE consultation in order to analyse your situation and will recommend the best solution. Please forward your budget to us by e-mail and a counsellor will contact you within one business day (Monday to Friday).

Name

Telephone

City

Questions